If you're in need of money for any worthwhile purpose, turn to Lansing Postal Community Credit Union. There are no application fees, no penalities for early repayment and qualified borrowers can usually receive approval within 24 hours.

VISA CREDIT CARDS
Take this handy little card wherever you go.  There is no annual fee, and you have a 25-day grace period on all purchases.  We offer a low, competitive rate of 12.90% with no hidden fees or charges.  There is also up to $250,000 of Travel Accident Insurance Coverage provided when you use your LPCU Visa to purchase your airline tickets for travel (see us for more details).  You may also use it to pay off those high rate-gimmick filled cards you have been trying to pay off for years.  Call or stop by for an application today!

REVOLVING LINE OF CREDIT
This loan is like a credit card without the card. All you have to do is come into the credit union to establish a credit limit, then phone or visit the credit union for advances whenever you need them. Not only is the interest rate competitive, but you are only charged interest on the funds you actually use.

NEW & PRE-OWNED VEHICLE 
At the credit union, it's easy to secure financing for the vehicle of your choice.  If you're in the market for a new or pre-owned car or truck, we can arrange to lend you the cash you need.  Work with our experienced lending staff first before going to the dealership, and we will work with you to ensure you are getting the best deal possible.

RECREATIONAL VEHICLE
Whether you are looking to purchase a boat, snomobile, quad runner, jet ski, or any other toy- we have the flexible terms and great rates you are looking for for your summer or winter time fun.

FIRST MORTGAGES*
If you're buying a home, or trying to make the most of the value you've establish in your present one, you can arrange for a First Mortgage Loan at the credit union. We offer flexible, low-interest rates and no application fee.
*Certain restrictions may apply. Check with the credit union for more details.

HOME EQUITY LINE OF CREDIT (HELOC)
HELOC Loans are now here!  We offer up to a $75,000 limit using up to 80% financing, or up to a $50,000 limit using up to 90% financing. You may use this line of credit for any reason at any time!  In most cases, interest is tax deductible.*  Use this for a new automobile purchase, financing college expenses, or take that dream vacation.  We also offer an interest rate (equal to the prime rate) which is one of the lowest offered in the area.  See us for more details! 
*Please consult your tax advisor.

FIXED RATE HOME EQUITY*
Terms up to 15 years with competitive rates and low fees. LTV up to 90%, with a maximum limit of $75,000.  Interest may be tax deductible.
*Certain restrictions may apply. Check with the credit union for more details.

SHARE-SECURED
When you borrow at the credit union, the best collateral to use is the kind that earns interest while you repay your loan. By pledging your Regular Share Account, you get the cash you need and earn a competitve dividend.  A Share Secured Loan is a great way for young people to establish credit as well.

SIGNATURE
Loans can be made for any reasonable purpose to those who qualify for a signature loan.  LPCCU has flexible terms and great rates for those unexpected events that may happen at any time.  Signature loans can also be given for Christmas or for that dream vacation you have been planning.

HOME IMPROVEMENT
You can afford to add to the value of your home with a Home Improvement Loan from the credit union. Whether you need to make repairs or additions, we can lend you the money you need at an affordable rate of interest.

Lansing Postal Community Credit Union
4600 Collins Road
PO Box 22098
Lansing, Michigan 48909
517.337.0401
Fax: 517.337.0977
memberservices@lpcumi.com