Loans & Credit Cards
If you're in need of money for any worthwhile purpose, turn to Lansing Postal Community Credit Union. There are no application fees, no penalties for early repayment and qualified borrowers can usually receive approval within 24 hours.
At the credit union, it's easy to secure financing for the vehicle of your choice. If you're in the market for a new or pre-owned car or truck, we can arrange to lend you the cash you need. Work with our experienced lending staff first before going to the dealership, and we will work with you to ensure you are getting the best deal possible.
Whether you are looking to purchase a boat, snowmobile, quad runner, jet ski, or any other toy- we have the flexible terms and great rates you are looking for for your summer or winter time fun.
When you borrow at the credit union, the best collateral to use is the kind that earns interest while you repay your loan. By pledging your Regular Share Account, you get the cash you need and earn a competitive dividend. A Share Secured Loan is a great way for young people to establish credit as well.
Loans can be made for any reasonable purpose to those who qualify for a signature loan. LPCCU has flexible terms and great rates for those unexpected events that may happen at any time. Signature loans can also be given for Christmas or for that dream vacation you have been planning.
Revolving Line of Credit
This loan is like a credit card without the card. All you have to do is come into the credit union to establish a credit limit, then phone or visit the credit union for advances whenever you need them. Not only is the interest rate competitive, but you are only charged interest on the funds you actually use.
Take this handy little card wherever you go. There is no annual fee, and you have a 25-day grace period on all purchases. We offer rates as low as 8.90% with no hidden fees or charges. And with the Scorecard Bonus Points, you earn points for every purchase you make. Points can then be redeemed for brand-name merchandise or travel! There is also up to $250,000 of Travel Accident Insurance Coverage provided when you use your LPCCU Visa to purchase your airline tickets for travel (see us for more details). You may also use it to pay off those high rate-gimmick filled cards you have been trying to pay off for years. Call or stop by for an application today!