Savings Rates

Share Accounts
Effective Date: Current as of 6/15/17
Share AccountAPR*APY*Compounded
Regular Share* 0.10% 0.10% Quarterly
Christmas Club* 0.10% 0.10% Quarterly
Vacation Club* 0.10% 0.10% Quarterly
IRA* 0.20% 0.20% Monthly
Roth IRA* 0.20% 0.20% Monthly

88 & 89 Deposit Account
($500 - $9,999)
Tier 1
Min. Bal. of $500 to earn dividends

0.20% 0.20% Monthly

88 & 89 Deposit Account
($10,000 - $49,999)
Tier 2
Min. Bal. of $10,000 to earn dividends

0.30% 0.30% Monthly

88 & 89 Deposit Account
($50,000+)
Tier 3
Min. Bal. of $50,000 to earn dividends

0.40% 0.40% Monthly

*APR is Annual Percentage Rate. *APY is Annual Percentage Yield
*You must have a minimum balance of $100 to earn dividends on these accounts.

Certificates of Deposit
Effective Date: Current as of 6/15/17
Minimum BalanceTermAPR*APY*
$1,000.00      
  6 Months 0.30% 0.30%
  12 Months 0.50% 0.50%
  24 Months 0.70% 0.70%
  36 Months 0.90% 0.90%
  48 Months 1.10% 1.10%
$25,000.00      
  6 Months 0.40% 0.40%
  12 Months 0.60% 0.60%
  24 Months 0.80% 0.80%
  36 Months 1.00% 1.00%
  48 Months 1.19% 1.20%

*APR is Annual Percentage Rate. APY is Annual Percentage Yield.

Rates are subject to change without notice. Penalty for early withdrawal. Dividends are compounded quarterly and paid quarterly.
Annual Percentage Yield is a percentage reflecting the total amount of dividends paid on an account, based on the rate and frequency of compounding for a 365 day period. This yield assumes a set amount is on deposit at the beginning of the dividend period, no deposits or withdrawals are made, and funds remain on deposit for one full year at the same rate.